Privacy Policy

1. Introduction

VendorHub OS ("we," "our," or "us") respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our equipment finance portal platform.

2. Information We Collect

Personal Information

• Name, email address, phone number
• Company information and business details
• Financial information for credit applications
• Social Security Number and Date of Birth for credit authorization
• Business documents and financial statements

Usage Information

• Log data, IP addresses, and device information
• Browser type and version
• Pages visited and time spent on our platform
• Referring websites and search terms

3. How We Use Your Information

• Process equipment finance applications and credit checks
• Facilitate communication between brokers and vendors
• Provide customer support and respond to inquiries
• Improve our platform and develop new features
• Send important notifications about your account
• Comply with legal and regulatory requirements

4. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following circumstances:

• With Lenders: To process equipment finance applications
• Service Providers: Third-party vendors who assist in platform operations
• Legal Requirements: When required by law or to protect our rights
• Business Transfers: In connection with mergers, acquisitions, or asset sales

5. Data Security

We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include:

• Encryption of data in transit and at rest
• Regular security assessments and updates
• Access controls and authentication mechanisms
• Employee training on data protection practices

6. Your Rights and Choices

You have the right to:

• Access and review your personal information
• Request corrections to inaccurate information
• Delete your account and associated data
• Opt-out of marketing communications
• Request data portability where applicable

7. Cookies and Tracking

We use cookies and similar technologies to enhance your experience, analyze usage patterns, and provide personalized content. You can control cookie settings through your browser preferences.

8. Children's Privacy

Our platform is not intended for use by individuals under the age of 18. We do not knowingly collect personal information from children under 18.

9. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any material changes by posting the new policy on our website and updating the effective date.

10. Contact Us

If you have any questions about this Privacy Policy or our data practices, please contact us: