Terms of Service

1. Acceptance of Terms

By accessing and using VendorHub OS ("the Platform"), you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, you may not use our services.

2. Description of Service

VendorHub OS is an equipment finance portal platform that connects vendors with brokers and lenders to facilitate equipment financing applications and transactions.

3. User Accounts and Registration

• You must provide accurate, current, and complete information during registration
• You are responsible for maintaining the confidentiality of your account credentials
• You are responsible for all activities that occur under your account
• You must notify us immediately of any unauthorized use of your account
• We reserve the right to suspend or terminate accounts that violate these terms

4. Acceptable Use

You agree to use the Platform only for lawful purposes and in accordance with these Terms. You agree not to:

• Violate any applicable laws or regulations
• Impersonate any person or entity or misrepresent your identity
• Upload malicious code, viruses, or harmful content
• Attempt to gain unauthorized access to our systems
• Use the Platform for fraudulent or deceptive purposes
• Interfere with or disrupt the Platform's operation

5. Financial Applications and Information

By submitting financial applications through our Platform:

• You warrant that all information provided is accurate and truthful
• You authorize us to share your information with lenders and credit agencies
• You understand that credit checks may be performed
• You acknowledge that financing decisions are made by third-party lenders
• We do not guarantee approval or specific terms for any financing

6. Subscription and Payment Terms

• Subscription fees are billed in advance on a recurring basis
• All fees are non-refundable unless otherwise stated
• We may change subscription pricing with 30 days notice
• Failure to pay may result in service suspension or termination
• You are responsible for all applicable taxes

7. Intellectual Property

The Platform and its content are owned by VendorHub OS and protected by copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without our express written permission.

8. Data and Privacy

Your privacy is important to us. Please review our Privacy Policy to understand how we collect, use, and protect your information. By using our Platform, you consent to our data practices as described in our Privacy Policy.

9. Disclaimers and Limitation of Liability

THE PLATFORM IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

IN NO EVENT SHALL VENDORHUB OS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, ARISING FROM YOUR USE OF THE PLATFORM.

10. Indemnification

You agree to indemnify and hold harmless VendorHub OS from any claims, damages, losses, or expenses arising from your use of the Platform or violation of these Terms.

11. Termination

We may terminate or suspend your account at any time for violation of these Terms. Upon termination, your right to use the Platform will cease immediately, but these Terms will remain in effect.

12. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of material changes by posting the updated Terms on our website. Continued use of the Platform constitutes acceptance of the modified Terms.

13. Governing Law

These Terms are governed by the laws of the State of Georgia, United States, without regard to conflict of law principles. Any disputes will be resolved in the courts of Georgia.

14. Contact Information

If you have any questions about these Terms of Service, please contact us: